Fall is a season of stunning foliage and crisp, clear air, but with its beauty comes hidden risks on the road. As deer activity spikes during this time, particularly between October and December, so does the chance of deer-related accidents. Surprisingly, these collisions have a financial impact totaling over $1 billion annually, with an average repair cost of $3,000. Fortunately, there are proactive steps you can take to protect yourself and your vehicle during these high-risk months.

Be mindful of peak activity hours

During this season, deer are most active in the afternoon and can be harder to see at dawn and dusk. Be extra cautious during these times, especially on rural roads or in wooded areas.

Use your high beams wisely

When driving at night, use high beams when there’s no oncoming traffic. This can help you spot a deer’s reflective eyes from farther away.

Look for more than one

If you see a deer cross the road, slow down and stay alert. Deer often travel in groups, so others may follow close behind.

Know when not to swerve

If a deer suddenly appears in your path, brake firmly but try to stay in your lane. Swerving can lead to more serious accidents involving other vehicles, trees, or guardrails.

Heed the signs

Deer crossing signs aren’t just for show — they’re placed in high-traffic areas where deer frequently move across the road. Reducing speed in these zones can give you more time to react.

Use your seat belt

Wearing your seat belt significantly reduces the chance of serious injury in the event of a collision.

If a collision occurs, take the proper steps

Move your vehicle to a safe location and turn on your hazard lights. Call the police, avoid approaching the animal, and contact your insurance provider to report the incident.

While deer collisions are a serious seasonal hazard, they can be significantly reduced through caution and preparedness. Stay alert and treat every rural road or wooded stretch as a potential risk zone. For any questions about your auto insurance coverage, especially regarding deer-related accidents, feel free to contact our office. We're here to help ensure your safety and peace of mind on the road.