Hurricane season started 6-1-2021. All properties are in a flood zone, but some are higher risk than others. Unfortunately, the majority of property insurance policies do NOT cover flood insurance, so it's important to know your risk. More than 20% of the claims filed with the National Flood Insurance Program come from outside high risk areas. And, whether you rent or own, don't forget to ask about contents coverage. Note: flood damage to your vehicle is covered under comprehensive, or other than collision, coverage.